Read time: 3 minutes
Global property ownership is within reach for Canadians. Whether you want to generate passive income, retire abroad, or diversify your investments, Seaport Credit makes it possible to finance international real estate in 2025 and beyond.
Thanks to tailored loan programs, Canadians are no longer limited to domestic purchases or forced to pay in cash overseas. You can now buy property abroad with structured financing designed for each type of property and investment goal.
Let’s explore six real estate categories that Canadians are successfully financing overseas:
1. Turnkey Homes
Turnkey homes, or move-in-ready properties, are ideal for those who want to immediately enjoy their purchase or rent it out. These properties come fully constructed and often furnished, offering a plug-and-play lifestyle in countries like Spain, Mexico, Costa Rica, and Greece.
Seaport Credit helps you secure financing for these properties, making it easy to bypass the hassle of full upfront payments. In many destinations, owning a turnkey property can also contribute toward eligibility for residency or investor visa programs.
2. Rental Units
Rental properties are a popular choice among Canadians looking to earn foreign income. Short-term vacation rentals in coastal or historical areas, or long-term rental apartments in major cities, offer strong returns.
For example, markets like Tulum, Lisbon, or Medellín provide year-round rental demand. Seaport Credit understands income potential and offers flexible terms that consider projected rental earnings. As a result, you can start cash-flowing sooner while maintaining liquidity.
3. Business Real Estate
Commercial properties are a growing category for Canadian investors abroad. Hotels, boutique resorts, restaurants, coworking spaces, and wellness centers are all viable options.
Moreover, these types of real estate can open doors to business visas or residency-by-entrepreneurship programs. Seaport offers tailored commercial property loans to ensure you can enter international markets with confidence and proper backing.
4. Development Land
Buying land abroad gives you total freedom to design a property that fits your goals. Whether you want to develop a boutique hotel, wellness retreat, or your dream home, owning land in an emerging market is a smart long-term investment.
5. Off-Plan Units
Pre-construction properties—or off-plan units—are often priced below market value. Canadians investing early in fast-developing areas gain access to premium locations and benefit from appreciation by the time construction is complete.
However, financing these properties requires stage-based disbursements aligned with developer timelines.
6. Shared Spaces
Timeshares and fractional ownership allow Canadians to enjoy luxury homes abroad at a fraction of the cost. These properties are perfect for seasonal living, winter escapes, or even short-term rental swaps with other owners.
While many lenders avoid financing shared properties, Seaport Credit offerins options designed for Canadians who want part-time access without giving up financial flexibility.
Let Seaport Credit Canada help you build your future abroad. Whether it’s income, lifestyle, or retirement you seek, we make it possible to buy property abroad with confidence.
Contact Seaport Credit Canada today to explore your options and finance your next tropical property. Visit seaportcredit.com to find out more!
